PMS

Portfolio Management Services (PMS)

Grow Your Wealth Strategically with Nirmaya Wealth

At Nirmaya Wealth, our Portfolio Management Services (PMS) are designed for investors seeking personalized, professionally managed investment portfolios that align with their financial goals and risk appetite. PMS offers a structured, research-driven approach to wealth creation, enabling investors to benefit from expert fund management and superior returns.

Aspects of Portfolio Management Services

Why Choose PMS

• Professionally managed portfolios backed by expert fund managers.
• Customized portfolios tailored to meet your financial needs.
• Risk managed through diversified and research-based investment strategies.
• Opportunity to achieve superior, consistent returns over time.

Who Should Invest

PMS is ideal for high-net-worth individuals (HNIs) and investors looking for personalized portfolio management and direct ownership of securities.

Taxability on PMS Investments

Taxation under PMS depends on the asset class and the nature of the transactions — capital gains tax applies on profits earned from the sale of securities.

How Portfolio Management Service Works

Step 1: Choose the right PMS scheme — Discretionary or Non-Discretionary — as per your investment preference.
Step 2: Make the minimum investment of INR 50 Lakhs as per SEBI regulations.
Step 3: Receive continuous portfolio performance updates and insights.
Step 4: Regular evaluation and rebalancing ensure your portfolio aligns with your financial objectives.

Features and Benefits of PMS

1. Asset Allocation: Diversify your investments across multiple asset classes to minimize risk and optimize returns. Our experts ensure your portfolio has the right balance between equity, debt, and alternative instruments.

2. Customization: Enjoy a personalized investment strategy based on your goals, financial situation, and risk tolerance. Your portfolio is managed exclusively to achieve your desired outcomes.

3. Portfolio Performance Tracking: Stay updated with real-time performance tracking and regular portfolio reviews. Nirmaya Wealth ensures complete transparency in every transaction.

4. Risk Management: Our fund managers apply sophisticated risk assessment tools to manage volatility and protect your investments in varying market conditions.

5. Maintaining Liquidity: We ensure your investments remain liquid enough to be redeemed when you need funds, providing flexibility and security.

6. Knowledge Empowerment: Beyond returns, PMS at Nirmaya Wealth helps investors understand financial markets, empowering them with insights and informed investment decisions.

Types of Portfolio Management Services

Discretionary PMS: In this model, our portfolio managers make investment decisions on your behalf based on your goals and risk profile — offering a hands-free investment experience.

Non-Discretionary PMS: Here, the portfolio manager offers recommendations and research support, but final investment decisions rest with you — ensuring control with expert guidance.

Our Trusted PMS Partners

• SBI Asset Management
• Kotak Asset Management
• Abakkus
• Aditya Birla Capital
• Buoyant Capital PMS
• Carnelian
• Nippon India Portfolio Management
• Tata Asset Management Company
• Motilal Oswal Group
• ICICI Prudential Portfolio Management
• ASK Group

Why Choose Nirmaya Wealth for PMS

• Association with India’s top-performing PMS providers.
• Expert team with deep financial market experience.
• Smart digital platform for easy tracking and transparency.
• Goal-based approach with personalized investment strategies.

Start Your PMS Journey with Nirmaya Wealth — where expertise meets opportunity.